Watch the videos below (5 minutes each) to learn about the Safe Money strategies Rick talks about on his radio show each week:

(these videos ask for your email address - you have my absolute guarantee your address will not be given away or sold)

Learn How to Guarantee Income Withdrawals from Your Retirement Savings

Grow & Protect Your 401k or 403b Account Value Without Losing Money

Learn How To Keep From Running Out of Money to Pay for Nursing Home or Assisted Living Care

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Need More Information?

• Dozens of articles at SafeMoneyHouston.com

• Send an email directly to Rick for his immediate attention and response
  
  
• Call Rick directly at:  (832) 356 - SAFE (7233)  or  (713) 206 - 3885

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People today are faced with the reality of a “new normal” for retirement.  They must deal with the challenges of the economy at the same time they take on greater responsibility for their own retirement security.

Insured solutions can help protect from risk.

The chart below illustrates the statistical probabilities of events likely to happen in a given year, and how a portion of that risk can be reduced:

                    Financial Risks                Annual likelihood           Possible Solution

                          Loss of life ⁽¹⁾                    0.9%                      Life Insurance

                          Loss of car ⁽²⁾                    1.2%                     Auto Insurance

                          Loss of house ⁽³⁾                1.3%                     Homeowner’s Insurance

                          Loss of market value ⁽⁴⁾      28%                       Fixed Annuities

 The greatest probability of financial risk in a given year is loss of market value.  Yet people seldom realize the need to protect their retirement assets.

One possible solution is the purchase of a fixed annuity that offers accumulation potential, principal protection and a guaranteed stream of income at retirement.

 ¹ 2001 CSO Table

² U.S. Dept of Transportation Traffic Safety Facts 2005 www.nhtsa.gov 5/25/07

³ National Fire Protection Association 2005 report

⁴ Performance information inclusive of dividends reinvested.  Percentage based on number of years (14) S&P 500 was

  down between 1959-2008.  Jeffrey Hirsch & Yale Hirsch Stock Traders Almanac p. 155

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•  Safety & opportunity on same dollar at same time - participate in market upside with NO  downside risk

•   Profits posted to account on auto-pilot- never  give back profits when market goes down

•  100% of your nest egg goes to work for you on Day 1 - no setup fees, no monthly,    quarterly fees

•   8% bonus posted to account on Day 1

•   Guaranteed lifetime income

•   Creditor-proof

•    Probate-proof

•    No 1099 – account grows tax-deferred

•  “Stretch” IRA  can provide lifetime income for children, grandchildren

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• Send an email directly to Rick for his immediate attention and response

• Call him toll-free at:  1-866-780-SAFE

• Call him directly at:  (832) 356 - SAFE (7233) or (713) 206-3885 - if he doesn't answer, it's because he's with a client.  Please leave a message and he'll return your call ASAP